This page explains what the forecast shows, how it’s structured, and what people use it for — before you decide if it’s relevant.
Educational tool. Not advice.
What this is
The 10-Year Wealth Forecast is an Excel-based model designed to visualize how income, savings, debt, and time interact over a decade.
Rather than focusing on isolated balances, it presents a connected timeline so long-term patterns and trade-offs become visible.
It does not predict outcomes. It shows direction.
What the forecast visualizes
Income assumptions and long-term net worth progression
Debt balances and payoff progression
Net worth trajectory across 10 years
The impact of consistency versus delay
Who this is designed for
This tool is used by people who want clarity before optimizing — especially when making decisions related to saving, debt, housing, or investing.
It supports thinking and scenario awareness, not recommendations.
What this is not
This forecast is not: • Financial advice • A prediction of outcomes • A replacement for professional planning • A one-size-fits-all solution
If you want to explore further
If this type of structured, long-term view feels useful, the full 10-Year Wealth Forecast allows you to enter your own assumptions and explore how different paths unfold over time.
There’s no obligation — this page exists so you can understand the approach first.
